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Auto / Motorcycle / Boat /Recreational Vehicle Loan**
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New & Used 2005 - 2008
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Interest Rate
As Low As
5.99%
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**Rates are dependent on term and credit score. Ask your loan officer for more details.
Mechanical Breakdown Protection and Gap Insurance now available.
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Used 2001 - 2004
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Interest Rate As Low As
6.99%
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Used 2000 and older
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Interest Rate As Low As
7.99%
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ATVs, snowmobiles
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Interest Rate As Low As
7.99%
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Signature / Personal Loan / Line of Credit**
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Interest Rate as Low As
8.90%
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Up to $20,000 in revolving credit. Payback is based on the amount of the loan and is up to a 5 year term.
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Home Equity Line of Credit**
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Variable Rate, 15 Year Repayment
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Rate is Prime plus or minus a margin which is determined by credit history and amount of equity in the home.
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80% LTV As Low As 5.99%
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90% LTV As Low As 6.49%
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Home Equity Fixed Rate**
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5 to 15 year terms available
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Yes, we do Home Equity
loans on rental and vacation properties!
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Rates As Low As 5.99% - Ask your loan officer for details.
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5, 7 & 10 Year Balloon**
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Loans with 30 year amortization available as well!
As Low As 5.99%
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Share / Certificate Secured Loan**
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Certificate secured
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2.50% above dividend rate paid
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Open flexible terms available.
Rate is variable depending on the dividend rate and term.
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Share secured
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5.50% above dividend rate paid
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**Rates follow Merit Based Lending Principles. See WFCU addendums and policies for full disclosure.
All rates are subject to change without notice....last updated 4-4-2008.
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Account
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Annual Percentage Rate*
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Annual Percentage Yield*
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Share Savings
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$1.00+ Youth Accounts (under 18 years of age)
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.25%
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.25%
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$25 minimum balance
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.25%
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.25%
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Holiday Account $1.00 +
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.25%
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.25%
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Share Draft (Checking)
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Non-interest bearing
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0%
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0%
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IRA (all)
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$25 minimum balance
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.50%
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.50%
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$3,000 minimum balance
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2.00%
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2.02%
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$10,000 minimum balance
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2.50%
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2.53%
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$50,000 minimum balance
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3.00%
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3.04%
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For IRA Certificate rates see 12/24 month Share Certificate rates.
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Money Market
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$2,500 - 9,999
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1.50%
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1.51%
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$10,000 - 24,999
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1.75%
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1.76%
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$25,000 - 49,999
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2.00%
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2.02%
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$50,000 +
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2.20%
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2.22%
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$50,000 + with checking and direct deposit
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2.50%
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2.53%
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Share Certificates & IRA Certificates
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12 months
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minimum deposit
$1,000
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2.50%
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12 months
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minimum deposit
$2,500
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2.80%
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12 months
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minimum deposit
$10,000
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3.00%
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12 months
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minimum deposit
$25,000
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3.20%
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24 months
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minimum deposit
$2,500
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3.05%
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24 months
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minimum deposit
$10,000
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3.15%
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24 months
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minimum deposit
$25,000
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3.35%
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60 months
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minimum deposit
$2,500
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3.53%
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60 months
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minimum deposit
$10,000
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3.75%
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60 months
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minimum deposit
$25,000
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3.98%
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*All rates are subject to change without notice.
See Rate and Fee Schedules for terms.
Rates effective as of 8-1-2008
For more information on savings rates email: sharerates@westfinancialcu.com
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